MoneyGraph is an AI-native payment infrastructure SDK that enables developers to accept payments, send global payouts, issue virtual cards, and manage multi-currency wallets. It integrates natively with AI coding assistants like GitHub Copilot, Claude, Cursor, and ChatGPT.

Which AI coding assistants does MoneyGraph support?

MoneyGraph SDK v2.2+ includes native configuration files for GitHub Copilot, Amazon Q, Windsurf (Codeium), Devin, Cursor, ChatGPT, Claude, Bolt.new, Base44, and Replit. Your AI assistant automatically learns MoneyGraph patterns and compliance requirements.

How many countries does MoneyGraph support?

MoneyGraph supports payouts to 107+ countries via multiple payment rails including local bank transfers, mobile money (M-Pesa, MTN, Airtel), SWIFT international wires, and cryptocurrency (USDC, USDT, ETH, BTC).

Is KYC compliance automated?

Yes, MoneyGraph provides automated KYC/AML compliance with document upload, identity verification, and status management via the SDK. The system enforces compliance rules - payouts are blocked until KYC is approved.

Can I test MoneyGraph in sandbox mode?

Yes, use test API keys (sk_test_*) to access sandbox mode with mock data, instant KYC approvals, and simulated transactions. Test cards and personas are provided for comprehensive testing.

Building Fintech Apps with Base44 and MoneyGraph

Base44 is an AI-powered app generator that creates full-stack applications from natural language descriptions. Combined with MoneyGraph SDK, you can generate complete fintech applications in minutes.

What Base44 Generates

Component	What Base44 Creates
Service Layer	Clean API with KYC checks and error handling
React Components	Quote displays, forms, transaction lists
Database Schemas	User models, transaction history
API Routes	Express/Next.js endpoints
Auth System	Registration, login, session management
Styling	Polished UI with Tailwind CSS

Key Patterns Base44 Follows

Pattern	Base44 Implementation
KYC Before Payouts	Always generates verification check
Quote Expiry	Includes countdown timer component
Error Handling	Uses MoneyGraph error types with user messages
Loading States	All API calls show loading indicators
Form Validation	Client and server-side validation

Quick Start Prompt

Enter this in Base44:

Create a send money app using MoneyGraph SDK.

Features needed: - User registration page with email/password - KYC document upload (ID, proof of address) - Send money form with: * Amount input (USD) * Country selector (Nigeria, Kenya, Ghana) * Recipient bank account fields * Real-time FX quote display with 2-minute countdown * "Send Money" button (disabled until KYC approved) - Transaction history page showing all payouts with status badges

Technical requirements: - npm install @moneygraph/sdk - Use mg.customers.kyc.canPayout() before allowing sends - Use Quote → Confirm → Payout flow - Handle QUOTE_EXPIRED by auto-refreshing - Show loading states for all API calls - Add Tailwind CSS styling ```

Base44 will generate a complete full-stack payment app in minutes!

Prompt Templates

Remittance App

Build a remittance app using MoneyGraph SDK that allows users to:

Register and complete KYC verification
Get FX quotes for USD to NGN transfers
Send money to Nigerian bank accounts
Track payout status in real-time

Use mg.customers for registration, mg.customers.kyc for verification, mg.fx for quotes, and mg.executeSmartPayout() for transfers. Always check KYC status before allowing payouts. ```

Base44 Generates:

User registration form with validation
KYC document upload component
Quote calculator showing rate, fees, recipient amount
Send money form with bank selection
Transaction list with status badges

Multi-Currency Wallet

Build a wallet app using MoneyGraph SDK with:

User registration with KYC
Multi-currency wallets (USD, EUR, NGN)
Wallet-to-wallet transfers between users
FX conversion between currencies

Use mg.wallets for wallet management, mg.transfers for internal transfers, and mg.fx for currency conversion. ```

Setup

Step	Action
1	Install SDK: `npm install @moneygraph/sdk`
2	Add `BASE44_GUIDE.md` to project context (from SDK docs)
3	Use prompt templates above for your use case
4	Iterate with natural language refinements

Next Steps:

Base44 Platform - Start generating apps
MoneyGraph SDK Docs - Complete API reference
Prompt Library - More prompt templates

Result: Base44 + MoneyGraph = Production-ready fintech apps in minutes.